Financial Planning?

Ever put your business card into one of those bins at the local restaurants, hoping to win a free lunch? A co-worker of mine did exactly that and won! Plus, he got to bring 9 of his closest friends. The catch? The lunch is sponsored by a financial planning firm and you have to listen to them blab on about financial goals and responsibility for about 10 minutes. Not too bad, but not exactly the *free* we had in mind.

Either way, I got hooked at that free lunch. I allowed myself to get suckered into making an appointment to speak with these money-fellows and dragged Allen with me yesterday night to go over our financial hopes and dreams. Now we've got to shell out $425 so that they can analyze what few assests we have and tell us how much we need to save each month, where to invest our pennies etc. The fee covers the analysis, plan and follow-up for one year. I'll keep you posted and let you know if we love it or not.